01 / CONTROL
Cards that only buy AI.
Lock each virtual card to an approved AI vendor list. Everything else is blocked in real time and can trigger a one-tap approval flow.
AI control layer
Every AI tool.
One control layer.
Give every employee a Kovern card. Set the AI budget. Set the policy. Kovern decides what can be purchased before the charge happens, and keeps every subscription visible afterward.
Card issuing and money movement powered by Stripe No vendor-side changes
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Kai wants Grammarly$12.00 · not on approved list
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The difference
Expense software sees the problem after.
Kovern stops it before.
Traditional expense management
The employee pays first. Finance discovers the tool, policy issue, duplicate seat or overspend later.
Employee buys→Charge happens→Expense report→Finance finds it
Kovern
The decision happens at authorization time. Vendor policy and employee budget are checked before the network gets an answer.
Employee buys→Kovern decides→Charge happens
The product
A financial control plane built specifically for AI.
app.kovern.ai
02 / BUDGETS
Limits that enforce themselves.
Give each person a monthly amount. Every authorization checks remaining budget before approving the purchase.
03 / INTELLIGENCE
Every subscription becomes visible.
See renewals, duplicate seats, unused tools and consolidation opportunities in one place instead of hunting through expense reports.
How it works
Running in an afternoon. Not a procurement project.
01
Fund the balance.
Connect your bank, add funds and configure an automatic top-up.
02
Add people.
Import from Google Workspace or invite employees and set individual AI budgets.
03
They subscribe normally.
Employees use their Kovern card anywhere they buy an approved AI product.
04
Kovern sees everything.
Spend, subscriptions and approval requests flow into one control center.
Trust infrastructure
Bank-grade where money moves. Kovern everywhere else.
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Issued through Stripe
Card issuing and money movement run through Stripe and its regulated banking partners.
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Decided before charge
Vendor rules and budget controls are checked at authorization time, not after spend is already committed.
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Vendor policy visibility
Surface important data and retention policy information before teams adopt a new AI vendor.
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Offboarding sync
Google Workspace status can pause access and make the subscriptions attached to a departing employee visible.
Pricing
One price. The control layer is included.
$8 / person / month
Virtual card locked to AI tools
Per-person monthly budgets
Real-time approvals by email and Slack
Subscription detection and savings
Monthly reporting
Google Workspace sync
No setup fee. No card fees. Cancel anytime.
One unused subscription can pay for Kovern.
A single unused $20 to $30 AI seat can offset the cost of Kovern for several employees. The software isn't just a control surface. It actively reveals spend you can eliminate. Pricing details
Request early access ↗
Give the whole company AI.
Keep the whole bill under control.
Early access for teams that want one place to control AI purchasing, budgets, approvals and subscription visibility.
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