Product
Kovern sits between your team and every AI vendor. Each purchase is checked against your policy and the person's budget inside the card authorization itself.
Works with the tools your team already uses
Each card is locked to your approved vendor list. Anything else is declined in real time, and the person gets an approval link instead of a surprise.
Set a monthly amount per person. Kovern authorizes each purchase against it as it happens and asks you before anything goes over.
Renewals, duplicate seats, tools nobody has opened in weeks. Kovern spots them and shows what consolidating to a team plan would save.
Link your bank and move money in. Set an auto top-up so budgets never run dry.
Import from Google Workspace or add them by hand. Each person gets a card and a monthly amount.
People use their Kovern card wherever they sign up. Approved tools go through instantly.
Live spend, every subscription, approvals in Slack or email, and a report each month.
A virtual Visa card, issued through Stripe, that lives in Kovern and in their phone wallet. It works at any AI vendor on your approved list and nowhere else. They subscribe the normal way, with their own card, and you see it the moment it happens.
The purchase is declined in real time and the person gets a one-tap approval request instead of a surprise. You approve or decline from email or Slack. Approve it and they retry the purchase within the hour.
Yes. Kovern sees every authorization on the card, so monthly plans, annual plans, and usage-based API bills all show up, each tied to a person and a vendor.
No. Employees get a simple page for their card, budget, and subscriptions that also installs as a home-screen app. Admins use the web dashboard.
Connect Google Workspace and a suspended account pauses the card automatically. You can also pause, reassign, or close a card in one click, and Kovern shows which subscriptions were on it.
We're onboarding a small number of teams and setting each one up personally.